Panama City skyline at golden hour

Panama Property Experts

We don't start with the property.
We start with you.

Guiding international buyers, retirees, investors, and sellers through Panama's real estate market with honest, experienced, no-pressure advice.

Chad Ratcliffe · 11+ Years in Panama Real Estate

11+

Years in Panama

Nationwide

Market Coverage

$250K-$5M+

Property Range

100%

Client-First

Current Listings

Featured Properties

One of several featured properties we represent across Panama, this lot is our current feature: flat, private, and ready to build, with 79 meters of direct Pacific frontage in Punta Roca.

Featured Property
The Punto Roca oceanfront lot in Panama, shown with its direct Pacific frontage

Punta Roca · Pacific Coast, Panama

Punta Roca Oceanfront Lot

$1,499,900

USD

Flat, ready-to-build land with 79 meters of direct ocean frontage in the private gated community of Punta Roca, between Coronado and Punta Barco Resort. The lot is bordered by the Poro Poro river on one side, opens onto an excellent surf break, and has water and electricity already available.

It is very private and quiet, yet only about five minutes from daily amenities along the Pacific coast.

5,043 m²

1.25 acres · 54,282 sq ft

79 m ocean front

Direct beach access

Gated community

Private, secure setting

Ready to build

Flat, level land

Water & electricity

Available at the lot

River border & surf

Poro Poro river, one side

National MLS

Search Homes Across Panama

Browse current listings across Panama's national MLS. Search widely, then we help you verify what fits your lifestyle and goals.

Search Homes

Your Panama Expert

More than a real estate agent.
Your advisor in Panama.

With over 11 years of experience living and working in Panama, Chad Ratcliffe and Panama Property Experts bring nationwide knowledge, deep local relationships, and a commitment to honest, client-first guidance.

Whether you are considering Panama City, the Pacific beaches, the Chiriquí Highlands, Bocas del Toro, or anywhere else in the country, we help you make the right decision. Not just any decision.

"If it's not the right deal, I'll tell you."

Our job is to protect your interests. We give you the good, the bad, and the reality about every property and every market in Panama.

The Difference

Why Panama Property Experts

Nationwide Knowledge

We know all of Panama, not just one neighborhood. We can objectively compare Panama City, the Pacific beaches, the highlands, the Caribbean, and other markets based on what is right for you.

Honest Guidance

Our job is to protect your interests. If a property or area is not right for you, we will tell you. We give you the good, the bad, and the reality.

11+ Years in Panama

Over a decade of living and working in Panama with deep relationships across the country. We have the experience to guide you through every scenario.

Buyer Advocacy

We do not start with the property. We start with you. Our process begins by understanding your goals, lifestyle, and budget before recommending anything.

Trusted Answers

Questions buyers ask before they call

These are the searches we hear most from international buyers and retirees researching Panama real estate. Straight answers, no hype, and the same honesty you will get on a call.

Can foreigners buy property in Panama?

Yes, and it is more straightforward than most buyers expect. Foreigners purchase in their own name with the same legal rights as Panamanian citizens, and no residency, local partner, or special permit is required. With 11+ years guiding international buyers nationwide, we can tell you the process runs smoothly when you work with the right team.

Read the full guide

Do I need residency to buy property in Panama?

No, and this surprises many buyers. Residency is not a requirement for ownership, so you can buy while living anywhere in the world. It becomes useful later for tax planning, banking, and longer stays, but it never has to gate a purchase.

Full answer in the FAQ

Where do most expats live in Panama?

Most expats settle across five areas: Panama City for urban living and healthcare, Coronado and the Pacific beach corridor for beach life, Boquete and the Chiriquí Highlands for mountain climate, Bocas del Toro for Caribbean island life, and Volcán for affordable highland living. We help clients compare all five against their lifestyle before they view a single property.

Explore our markets

Which is the best place to retire in Panama: Panama City, Coronado, Boquete or Bocas del Toro?

It depends on the lifestyle you want. Panama City offers urban convenience and the widest healthcare options; Coronado offers Pacific beach living about 90 minutes from the city; Boquete offers a spring-like mountain climate and a large expat community; Bocas del Toro offers quieter Caribbean island life. Each has real trade-offs, and we walk you through them honestly.

Compare locations

Are beachfront properties in Panama a good investment?

They can be, in established markets like Coronado and the Pacific coast, where direct ocean frontage is scarce and rental demand is strong. It is not automatic: clean title, real frontage, access, and the condition of the beach all matter, so we assess each property on its own facts rather than making blanket promises.

Investing in Panama

How much does it cost to buy property in Panama?

Across our markets, the typical range runs from roughly $250,000 to over $5 million. Around $500,000, you can expect a quality two- or three-bedroom condominium in Panama City or an ocean-view home at the beach, while the top of the range reaches luxury waterfront homes on the Pacific and premium highland estates.

What $500,000 buys
"From the beginning, the experience was straightforward, professional, and never pushy. Chad took the time to explain the different areas of Panama, gave us the pros and cons honestly, and helped us understand what actually made sense for our lifestyle and budget."

International buyer purchasing in Panama

Let's Talk About Panama

Tell us what you are looking for and we will help you find the right property and the right location in Panama.

Ready to find the right property in Panama?

No pressure. No gimmicks. Just experienced, honest guidance to help you make the right decision.